Why Mosaic Advance
Fast where it counts, patient where it matters.
The speed of online funding with the care of a real specialist — and terms that flex to your business instead of fighting it.
Instant pre-qualification
See what you qualify for in seconds — a soft check only, with zero impact to your credit.
Smart funding match
We match your revenue and goals to the right program automatically, so the fit is right the first time.
Funded in 24 hours
Once you accept, capital can land in your account in as little as the same day.
| Mosaic Advance | Bank Loan | Business Credit Card | SBA Loan | |
|---|---|---|---|---|
| Funding range | $5K – $2M | $25K – $1M | $1K – $50K | $50K – $5M |
| Approval time | Same day | 2 – 8 weeks | 1 – 2 weeks | 4 – 12 weeks |
| Time to funding | As fast as 24 hrs | 30 – 90 days | 1 – 2 weeks | 30 – 90 days |
| Credit requirement | Flexible | Excellent | Good | Strong |
| Paperwork | Minimal | Extensive | Moderate | Extensive |
| Best for | Speed & flexibility | Lowest rates | Small ongoing spend | Large, slow projects |
Ready to put the pieces together?
A short application, a soft credit check, and a same-day decision. See what your business qualifies for — without the wait or the paperwork mountain.
In business 12+ months$50k monthly revenuePrevious MCAsCredit score 550+